Spanish Property Insight › Forums › Spanish Property Forums › Spanish Mortgage Questions › THE LAW RELATING TO REMORTGAGES
Tagged: Mortgages
- This topic has 13 replies, 6 voices, and was last updated 10 years, 11 months ago by
Anonymous.
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March 17, 2010 at 10:31 am #55481
Anonymous
ParticipantI Understand that in order to help mortgage holders a law was passed which either allowed to make reduce taxes or no taxes on transfer of a mortgage.
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March 17, 2010 at 11:13 am #97507
Anonymous
ParticipantIs this a question or a statement?
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March 17, 2010 at 11:46 am #97508
Anonymous
ParticipantI understand that you should never eat yellow coloured snow.
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March 17, 2010 at 12:21 pm #97509
Anonymous
ParticipantI think there’s a lot of yellow snow eaten in Spain by the amount of people taking the p*ss!
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March 17, 2010 at 12:25 pm #97510
Anonymous
Participant@goodstich44 wrote:
I think there’s a lot of yellow snow eaten in Spain by the amount of people taking the p*ss!
Probably due to bad advice from property agents/developers and given credence by the justice system.
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March 17, 2010 at 12:52 pm #97511
Anonymous
ParticipantAll these statements are true, but I don’t see how they connect. What has yellow-coloured snow got to do with the new mortgage law? Am I being thick?
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March 17, 2010 at 1:43 pm #97512
katy
BlockedI must be thick too. I thought Shakeel wanted a bit of information 🙄
Shakeel, I think I read somewhere about a year ago that people could change their mortgage terms without cost. I don’t have links to it.
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March 17, 2010 at 2:56 pm #97513
Anonymous
ParticipantSorry Mark, was trying to be ironic. Somehow that intention seems to have been somewhat off.
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March 17, 2010 at 5:49 pm #97516
Anonymous
ParticipantSorry mark that was a question???.
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March 17, 2010 at 5:50 pm #97518
Anonymous
ParticipantKaty, you are right I need this link or the law in question.
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March 17, 2010 at 6:20 pm #97521
Anonymous
ParticipantAny comments on this please ?
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March 17, 2010 at 7:27 pm #97522
katy
BlockedI googled this, not sure if it is up to date or if it is what you mean. I looked for subrogación which I think you are refering to?
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March 17, 2010 at 7:43 pm #97523
Anonymous
ParticipantThis link has been forwarded to me by my Spanish friends.
http://www.boe.es/boe/dias/2007/12/08/pdfs/A50593-50614.pdf.
I am afraid my Spanish does not go this far. Any body can point to the relevent section. Specially if there is a section which exclude non residents.
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March 17, 2010 at 7:49 pm #97524
Anonymous
ParticipantThanks Katy. This relates to subrogation i.e. moving from one lender to another. Yes and than there will be other cost.. So the old Spanish trick of having heads at both side of the contract.
Apparently, moving from one product to another with the same lender is construed as new or a remortgage even though the amount, person and the collateral is the same.
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