I’ve just moved from Spain to Ireland and on asking my Spanish car insurer, Generali, for my 3 years of no claims bonus they’ve said that I only have one year….?
It seems that upon changing cars they set up a new policy and therefore have technically wiped out my whole no claims entitlement.
Is there anything I can do? The difference between having the certificate here or not is over a thousand euros in paying for car insurance in Ireland!!
I’ve emailed the broker Generali asking if they could at least write a letter saying that I had a vehicle insured with them for the three years if they can’t give me a no claims certificate. They have not yet replied…..
Be careful if you have been a safe driver as some Spanish companies might just go and wipe out all your good driving!?
I don’t know about this but sounds like typical insurance contract small print. Does it say anything about this in your poliza? If not, you might have grounds to insist (at considerable time and expense, of course… 😕 )
Thanks for the reply Mark. I’ve spent ages on the phone and it seems that the insurance company here will let me have a bit more of a discount if I can prove my no claims from my time in the UK a few years ago. I’ve spoken to the UK company today so at least I now have 3 years no claims which I can use.
It’s very annoying that Generali/Vitalicio did this…. even more annoying that the insurance broker is my husbands cousin……typical……