My husband and I have just purchased a property in Costa Blanca having sold up in England.He has just retired at 55 due to health and I will take retirement in May aged 55. We plan to live in Spain full time by having friends and family as paying guests in our spare room to supplement our small pensions. Will we need to register and can anyone suggest reasonably priced private health insurance?
Sue, if you are not planning to advertise your spare room then as far as I know, this will not count as a commercial venture and you could argue that the friends and relatives are simply contributing towards their food and accommodation costs like gas and electricity. I’m not sure that you have to register properties that are part of your actual home anyway, I think the licensing laws are aimed at separate apartments and villas. It might be worth running your ideas past a lawyer just to double check.
Regarding private health insurance, we pay €50.00 per month each (includes absolutely everything except dental care) and I have to say it is excellent and far better than anything we experienced with the UK NHS The health screening (particularly for women) and testing facilities are so good, we fear ever having to go back to the NHS. I don’t think we are allowed to name actual companies on here but we use one of the main health insurance providers in Spain.
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