[tuatha12]

Where do I get a copy of my Escritura de prestamo hipotecario, do I request it from my bank who will charge alot of money €250 to €350 or can I request a copy from my notary at a lesser cost?

[Mark Stücklin]

You should be able to get a copy from your bank, and maybe even for free if you have a good relationship with your bank manager. Have you asked?

Otherwise you can get a copy from the Notary. I don’t know how much it would cost, but shouldn’t be more than €50.

Let us know how you get on

[tuatha12]

Hi Mark,

Thank you for your reply.

My bank claim they do not have  copy and I never received a copy from them so I have gone to the notary who hve advised me the cost will be €150 as there are two types, Nota simpla €50, which I have numerous copies of, so I will have to pay the funds to get the Escritura de prestamo hipotecario.

There was an update in last weeks Costa del Sol news specifically naming my bank,  (Caja Sur) they said that the Supreme Court has advised them to return any monies related to the sleeping clause back dated to 2013, when I spoke to my bank they then advised me that they would not be returning any funds as the Supreme Courts decision was only for anyone whose interest runs at 3% but as mine runs at 3.5% as Spanish Law is literal, they do not have to comply, so my next step is to find a lawyer who is prepared to offer a No Win, No Fee.

Thank you for your information.
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