I need to reschedule my mortgage. i.e a different product with the same lender.
The lender claims not be making any charges such as their opening fees. However a new survey, taxes notary fee etc is required amounting to €5k.
I recall having read on the forum that these charges i.e. taxes etc are being reduced or not being charged in the current climate. I also recall reading on the forum that these taxes and charges break was only available to Spanish residents.