- This topic has 38 replies, 8 voices, and was last updated 20 years, 3 months ago by
lifeinspain.
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AuthorPosts
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July 13, 2006 at 11:18 pm #51999
lifeinspain
ParticipantHello…..my first posting and I am ‘concerned’……..
We have taken on a rent-to-buy house in Almeria. We have signed the contract in which it states we pay the agreed amount per month for the term of the ‘rental’ period up to when it becomes ‘purchase. 18 months down the line.
However, at the beginning we were told we would have our own water supply and electricity supply along with meters. 6 months later this has not happened.
Everything was checked by our Solicitor and so we felt ‘all ok then’ But now as we have a very varying supply of both water and electricity we are wondering why we have not had our own supply yet.
We have invested time and money in this place with air con, rejas, built in wardrobes, showers, cubicles, mozzie screens etc – so even if at the end of the so-called ‘rental term’ we say no you have not kept your side of the bargain and things are not legal – even though we would get half of what we have paid back, we would lose out on everything we have put in!
not least of all our time, effort and sense of security.How do we fare here? All was assured as legal and we went to great lengths checking and re-checking. Now we are getting a bit more than a little ‘nervous’ ….
Wonder if anyone has any ideas here please? Has anyone come across Rent with a view to buy contract????? Yes….it is a new build. Also we did not use a Solicitor attached to either builder or agent.
cheers.
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July 13, 2006 at 11:43 pm #63614
Anonymous
ParticipantIf the water and electricity supplies were OK, would you still be worried about the contract? Are there other problems with the property or location?
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July 13, 2006 at 11:56 pm #63615
Anonymous
ParticipantYou say:
Everything was checked by our Solicitor and so we felt ‘all ok then’ But now as we have a very varying supply of both water and electricity we are wondering why we have not had our own supply yet.
…..but did your lawyer check if there was a Licence of First Occupation?
It sounds like you are on the builders’ supply of water and electricity.
In Spain, the usual reason for this situation is when there is no LFO – the utility companies won’t connect without one.
Barbara
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July 14, 2006 at 6:24 am #63617
Anonymous
ParticipantBarbara is right, however many people who complete for one or another reason can live off builders supply for some time.
Free utilities! However supply can be hit and miss!
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July 14, 2006 at 7:31 am #63619
Anonymous
ParticipantYou forgot to add David, that until an LFO is granted on a property, it is not deemed legal!! 🙄
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July 14, 2006 at 8:10 am #63621
Melosine
ParticipantBarbara’ sorry but that’s not totally correct.
One can still *technically*be on builders supply when in possession of the first licence. We didn’t move in until the said important paper was handed to us personally.
It is partially so in our case;
Everything on our build is legal. Everything put in our name before commencement of build,as we were the promotors. Have been paying for water from the beginning of build but because we are still waiting for our fuse from electricity company our builder is having to foot our bill. Fortunately we have sufficient power to light up the local castle as well as us.
Paperwork has been stamped and not only our lawyer but an independant gestor has been working on our behalf to get this sorted out.
Meanwhile all we can do is wait.
Seems in our area it is not unknown for paperwork to be *mislaid*Living legally in Spain is not always as the *books* say it should be. Lots of seemingly ridiculous rules that have had us going around in circles. Even our gestor has raised his eyebrows in amazement over our hassle in getting our road tax…but thats another tale….
Maybe incompetence on part of beaurocrats maybe many things but what I have learned about living here is that one cannot generalise about another persons query without knowing the full story.What happens individually in Marbella, Madrid or Murcia ( with exception maybe of the rogue developers) cannot be applied carte blanche across Spain.
It should to my mind be logical living legally here but fact of life it isn’t.Whether your scenario can be applied to lifeinspain I don’t know and therefore cannot comment.
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July 14, 2006 at 8:10 am #63805
Melosine
ParticipantBarbara’ sorry but that’s not totally correct.
One can still *technically*be on builders supply when in possession of the first licence. We didn’t move in until the said important paper was handed to us personally.
It is partially so in our case;
Everything on our build is legal. Everything put in our name before commencement of build,as we were the promotors. Have been paying for water from the beginning of build but because we are still waiting for our fuse from electricity company our builder is having to foot our bill. Fortunately we have sufficient power to light up the local castle as well as us.
Paperwork has been stamped and not only our lawyer but an independant gestor has been working on our behalf to get this sorted out.
Meanwhile all we can do is wait.
Seems in our area it is not unknown for paperwork to be *mislaid*Living legally in Spain is not always as the *books* say it should be. Lots of seemingly ridiculous rules that have had us going around in circles. Even our gestor has raised his eyebrows in amazement over our hassle in getting our road tax…but thats another tale….
Maybe incompetence on part of beaurocrats maybe many things but what I have learned about living here is that one cannot generalise about another persons query without knowing the full story.What happens individually in Marbella, Madrid or Murcia ( with exception maybe of the rogue developers) cannot be applied carte blanche across Spain.
It should to my mind be logical living legally here but fact of life it isn’t.Whether your scenario can be applied to lifeinspain I don’t know and therefore cannot comment.
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July 14, 2006 at 8:21 am #63622
Anonymous
Participant‘…….supply can be hit and miss’ –
The following is taken from an article (courtesy of Dorothy…) regarding an AIFOS development:
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…..Meanwhile, residents continue to occupy their homes with their water and electricity hooked up to the supply for construction, which causes continuous power and water cuts as well as occasional fires in the electricity meters due to over usage.
I keep re-posting the above for the benefit of purchasers who are being bullied (oops, sorry – ‘encouraged’) by their lawyers – and their developers – to complete without a Licence of First Occupation, and threatened with losing their money & contract if they don’t.This, as we all know, is rubbish, as you are not legally obliged to complete without an LFO in place.
And as Claire rightly points out, you can not legally register the property in your name without one.That is the law –
just wish some lawyers and developers would observe it……… 🙄 -
July 14, 2006 at 8:21 am #63807
Anonymous
Participant‘…….supply can be hit and miss’ –
The following is taken from an article (courtesy of Dorothy…) regarding an AIFOS development:
:
…..Meanwhile, residents continue to occupy their homes with their water and electricity hooked up to the supply for construction, which causes continuous power and water cuts as well as occasional fires in the electricity meters due to over usage.
I keep re-posting the above for the benefit of purchasers who are being bullied (oops, sorry – ‘encouraged’) by their lawyers – and their developers – to complete without a Licence of First Occupation, and threatened with losing their money & contract if they don’t.This, as we all know, is rubbish, as you are not legally obliged to complete without an LFO in place.
And as Claire rightly points out, you can not legally register the property in your name without one.That is the law –
just wish some lawyers and developers would observe it……… 🙄 -
July 14, 2006 at 8:22 am #63623
Anonymous
ParticipantMelosine, I think one has to work on the basis of “the general rule is…” or “the law states”…There is always an exception to that rule or law. and in Spain it seems to me that ONE can add “when it suits”!:wink:
Is that better?
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July 14, 2006 at 8:22 am #63809
Anonymous
ParticipantMelosine, I think one has to work on the basis of “the general rule is…” or “the law states”…There is always an exception to that rule or law. and in Spain it seems to me that ONE can add “when it suits”!:wink:
Is that better?
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July 14, 2006 at 8:41 am #63625
Anonymous
ParticipantI recently bought an underground garage under the apartment block next door to ours.
The apartments have been finished and occupied for about 3 years. However, the LFO was only granted recently, so the people living there were quite happily using the builder’s electricity and water and paying him for it over that period. When my lawyer looked into why the LFO had not been issued by the town hall it was because one piece of land had not been landscaped properly. The reason for this was that a darned great crane was operating there, building another apartment block – ironically building subsidised housing authorised by, yes, the town hall! Builder took mayor round to inspect the problem and LFO arrived within days.
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July 14, 2006 at 8:41 am #63813
Anonymous
ParticipantI recently bought an underground garage under the apartment block next door to ours.
The apartments have been finished and occupied for about 3 years. However, the LFO was only granted recently, so the people living there were quite happily using the builder’s electricity and water and paying him for it over that period. When my lawyer looked into why the LFO had not been issued by the town hall it was because one piece of land had not been landscaped properly. The reason for this was that a darned great crane was operating there, building another apartment block – ironically building subsidised housing authorised by, yes, the town hall! Builder took mayor round to inspect the problem and LFO arrived within days.
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July 14, 2006 at 8:59 am #63626
Anonymous
ParticipantMelosine said:
“One can still *technically*be on builders supply when in possession of the first licence”.
Hi Melosine – you are absolutely correct, and am not surprised with your scenario – that there can be delays with the utilities despite there being an LFO.
“What happens individually in Marbella, Madrid or Murcia ( with exception maybe of the rogue developers) cannot be applied carte blanche across Spain”.
Again – agree with you absolutely.
But I (possibly wrongly) assumed ‘lifeinspain’ bought from a builder (as against a self-build) – and there are ‘rogue’ builders in every corner of the world.
However, in fairness to myself (if I may be so cheeky 😳 !!) I did only write:
“In Spain, the usual reason for this situation is when there is no LFO “
– and hoped by pointing this out, it could be one of the things ‘lifeinspain’ could look into as a possible reason for him being on builder’s supply for 6 months.Barbara
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July 14, 2006 at 8:59 am #63815
Anonymous
ParticipantMelosine said:
“One can still *technically*be on builders supply when in possession of the first licence”.
Hi Melosine – you are absolutely correct, and am not surprised with your scenario – that there can be delays with the utilities despite there being an LFO.
“What happens individually in Marbella, Madrid or Murcia ( with exception maybe of the rogue developers) cannot be applied carte blanche across Spain”.
Again – agree with you absolutely.
But I (possibly wrongly) assumed ‘lifeinspain’ bought from a builder (as against a self-build) – and there are ‘rogue’ builders in every corner of the world.
However, in fairness to myself (if I may be so cheeky 😳 !!) I did only write:
“In Spain, the usual reason for this situation is when there is no LFO “
– and hoped by pointing this out, it could be one of the things ‘lifeinspain’ could look into as a possible reason for him being on builder’s supply for 6 months.Barbara
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July 14, 2006 at 9:26 am #63635
Anonymous
ParticipantTo understand Spain it must be remembered that the nation is federal in all but name, and that town halls have discretionary powers far beyond the powers of local councils in the UK.
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July 14, 2006 at 9:26 am #63833
Anonymous
ParticipantTo understand Spain it must be remembered that the nation is federal in all but name, and that town halls have discretionary powers far beyond the powers of local councils in the UK.
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July 14, 2006 at 9:54 am #63638
Melosine
ParticipantAnyone bothering to read my contributions to this site over the last 2 years will know I have never suggested that anything other than the correct legal method should be used including always using independant lawyers. More than one if necessary.
Check and double check is my suggestion before parting with a cent.
So Claire “When it suits” are alien words and not in my volcabulary.I researched diligently for over 3 years before ,successfully in my case, buying in Spain .
I also believe that knowing the correct questions to ask is very important whenever one is buying propertyand that is where forums are most valuable .I reiterate what I stated earlier which has obviously been misunderstood
A builder still paying for electricity bill does not necessarily mean that one is on “builders supply” (Very dangerous and to be avoided at all costs.) therefore one should never assume that this is always the case until all the facts are spelled out.
For me it is because of inaction on part of the electricirty company. All the is paperwork stamped and the legal and habitation licence in my possession.Cheers
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July 14, 2006 at 9:54 am #63838
Melosine
ParticipantAnyone bothering to read my contributions to this site over the last 2 years will know I have never suggested that anything other than the correct legal method should be used including always using independant lawyers. More than one if necessary.
Check and double check is my suggestion before parting with a cent.
So Claire “When it suits” are alien words and not in my volcabulary.I researched diligently for over 3 years before ,successfully in my case, buying in Spain .
I also believe that knowing the correct questions to ask is very important whenever one is buying propertyand that is where forums are most valuable .I reiterate what I stated earlier which has obviously been misunderstood
A builder still paying for electricity bill does not necessarily mean that one is on “builders supply” (Very dangerous and to be avoided at all costs.) therefore one should never assume that this is always the case until all the facts are spelled out.
For me it is because of inaction on part of the electricirty company. All the is paperwork stamped and the legal and habitation licence in my possession.Cheers
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July 14, 2006 at 10:05 am #63639
Anonymous
ParticipantRawlins – I think in the case of Marbella Town Hall, having discretionary powers has been consigned to the ‘past tense’…… 😉
Barbara
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July 14, 2006 at 10:05 am #63839
Anonymous
ParticipantRawlins – I think in the case of Marbella Town Hall, having discretionary powers has been consigned to the ‘past tense’…… 😉
Barbara
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July 14, 2006 at 10:05 am #63640
Melosine
ParticipantThanks Charlie for agreeing however………
I am at fault in not always reading postings with more care and then replying in haste. In doing so misunderstanding reign supreme. 🙄
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July 14, 2006 at 10:05 am #63840
Melosine
ParticipantThanks Charlie for agreeing however………
I am at fault in not always reading postings with more care and then replying in haste. In doing so misunderstanding reign supreme. 🙄
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July 14, 2006 at 10:24 am #63641
Anonymous
ParticipantMelosine – when Claire wrote
“….There is always an exception to that rule or law. and in Spain it seems to me that you can add “when it suits”!……
….I don’t think she meant ‘you’ personally.
I think she may have meant it generally, as in ‘one can add…’ as per Queen-speak?
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July 14, 2006 at 10:24 am #63841
Anonymous
ParticipantMelosine – when Claire wrote
“….There is always an exception to that rule or law. and in Spain it seems to me that you can add “when it suits”!……
….I don’t think she meant ‘you’ personally.
I think she may have meant it generally, as in ‘one can add…’ as per Queen-speak?
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July 14, 2006 at 10:28 am #63642
Anonymous
ParticipantThank you Charlie. 🙂
I was just about to clarify that point. I have “corrected “my English grammar! 😉
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July 14, 2006 at 10:28 am #63842
Anonymous
ParticipantThank you Charlie. 🙂
I was just about to clarify that point. I have “corrected “my English grammar! 😉
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July 14, 2006 at 10:34 am #63643
Melosine
ParticipantCharlie, it was but a momentarily aberration on my part that took personal umbridge. A mere blip in my character.
I in future shall count 10 before responding.
Dare I suggest others who think they have also been hasty and therefore might be misunderstood think about doing the same.
Just a suggestion to everyone.I just don’t want this very valuable and informative site to go the way of others . Mark has already ,thankfully, locked one topic
Cheers -
July 14, 2006 at 10:34 am #63843
Melosine
ParticipantCharlie, it was but a momentarily aberration on my part that took personal umbridge. A mere blip in my character.
I in future shall count 10 before responding.
Dare I suggest others who think they have also been hasty and therefore might be misunderstood think about doing the same.
Just a suggestion to everyone.I just don’t want this very valuable and informative site to go the way of others . Mark has already ,thankfully, locked one topic
Cheers -
July 14, 2006 at 10:42 am #63644
Anonymous
ParticipantI wrote a post in much the same vane as you, Melosine, but it went into cyberspace! 😕 Also the poster can always edit their post.
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July 14, 2006 at 10:42 am #63844
Anonymous
ParticipantI wrote a post in much the same vane as you, Melosine, but it went into cyberspace! 😕 Also the poster can always edit their post.
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July 14, 2006 at 10:58 am #63645
lifeinspain
ParticipantThank you all so much for your replies.
Yes this house was built by contractors working for a local Spanish chap – who lives around 400-500 yeards up on the right from us. We pay the bills for water and electricity to HIM……….we are on a third share of the costs (so say) as we have not, in truth been shown the actual bills. We have asked an interpretor to ask this chap on our behalf a few questions pertaining to the bills and to the water and electricity supply and meters.
At the point of writing, we do not know if our Intepretor has actually managed to phone or go see the ‘proprietor’ of this house we are currently ‘renting’ even though we are ‘tied’ into a contract to buy. It is apparently only if it turns out illegal in any way shape or form we have an ‘escape clause’ and get our money back. We have been ‘assured and assured’ that it is a legal build – it is his land and registered etc etc and not rural waiting to become urbanised………………!
But of course, we have not seen the urban plan for this region (PGOU)as it has not been dealt with yet, and also we have not been shown the deeds and documents pertaining to this house as ‘we are renting’………….until end of February 2008 when the to buy bit kicks in. Those questions will definitely be asked then and more besides.
Otherwise, yes we are happy with the house and location as it suits all our needs. Also The spanish guy and his family are lovely people and we have socialised a few times with them, despite some language barriers as we are both still not too good with Spanish language.
So I am wondering ….. is there anything we could/should or must do to act now…….or wait till nearer the time we are supposed to complete?
Once again, I really do thank you for your kindness and support in all the replies.
Cheers
Paul
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July 14, 2006 at 10:58 am #63845
lifeinspain
ParticipantThank you all so much for your replies.
Yes this house was built by contractors working for a local Spanish chap – who lives around 400-500 yeards up on the right from us. We pay the bills for water and electricity to HIM……….we are on a third share of the costs (so say) as we have not, in truth been shown the actual bills. We have asked an interpretor to ask this chap on our behalf a few questions pertaining to the bills and to the water and electricity supply and meters.
At the point of writing, we do not know if our Intepretor has actually managed to phone or go see the ‘proprietor’ of this house we are currently ‘renting’ even though we are ‘tied’ into a contract to buy. It is apparently only if it turns out illegal in any way shape or form we have an ‘escape clause’ and get our money back. We have been ‘assured and assured’ that it is a legal build – it is his land and registered etc etc and not rural waiting to become urbanised………………!
But of course, we have not seen the urban plan for this region (PGOU)as it has not been dealt with yet, and also we have not been shown the deeds and documents pertaining to this house as ‘we are renting’………….until end of February 2008 when the to buy bit kicks in. Those questions will definitely be asked then and more besides.
Otherwise, yes we are happy with the house and location as it suits all our needs. Also The spanish guy and his family are lovely people and we have socialised a few times with them, despite some language barriers as we are both still not too good with Spanish language.
So I am wondering ….. is there anything we could/should or must do to act now…….or wait till nearer the time we are supposed to complete?
Once again, I really do thank you for your kindness and support in all the replies.
Cheers
Paul
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July 14, 2006 at 11:33 am #63647
Melosine
ParticipantYou haven’t actually said if you are using a lawyer independant to the landlord/builder.
If not please take other legal advice for your statement re “if illegal ……” does bother me.
It appears it was the norm in Spain,years ago, for owners of land to build then apply for building permission. Which was granted and the “unwritten law” made the house legal in time. Things have been changed and even the Spanish don’t go down that route anymore although some still do take a chance 🙄 and start the actual build before building permission has been agreed.
Please seek alternative advice.
Cheers
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July 14, 2006 at 11:33 am #63847
Melosine
ParticipantYou haven’t actually said if you are using a lawyer independant to the landlord/builder.
If not please take other legal advice for your statement re “if illegal ……” does bother me.
It appears it was the norm in Spain,years ago, for owners of land to build then apply for building permission. Which was granted and the “unwritten law” made the house legal in time. Things have been changed and even the Spanish don’t go down that route anymore although some still do take a chance 🙄 and start the actual build before building permission has been agreed.
Please seek alternative advice.
Cheers
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July 14, 2006 at 11:34 am #63648
Anonymous
Participant“So I am wondering ….. is there anything we could/should or must do to act now…….or wait till nearer the time we are supposed to complete?”
…….if you are lucky, you may get a reply on this one from the likes of Drakan or Cesar (lawyers who kindly contribute on this forum with their free legal advice/opinion).
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July 14, 2006 at 11:34 am #63848
Anonymous
Participant“So I am wondering ….. is there anything we could/should or must do to act now…….or wait till nearer the time we are supposed to complete?”
…….if you are lucky, you may get a reply on this one from the likes of Drakan or Cesar (lawyers who kindly contribute on this forum with their free legal advice/opinion).
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July 14, 2006 at 11:55 am #63651
lifeinspain
ParticipantHello again
Yes we did use an independant solicitor. We knew not to use one who was also used by builder/landlord and agent thank God!
Just cannot seem to obtain a definitive list of do’s and dont’s in our specific case. Not seen anyone posting a similar renting-with-to buy contract.
I will therefore be watching this forum in case some kind Legal brain helps us out here, and perhaps points us in the safest and most legal direction!
Much obliged to you all yet again
Paul
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July 14, 2006 at 11:55 am #63851
lifeinspain
ParticipantHello again
Yes we did use an independant solicitor. We knew not to use one who was also used by builder/landlord and agent thank God!
Just cannot seem to obtain a definitive list of do’s and dont’s in our specific case. Not seen anyone posting a similar renting-with-to buy contract.
I will therefore be watching this forum in case some kind Legal brain helps us out here, and perhaps points us in the safest and most legal direction!
Much obliged to you all yet again
Paul
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