Can you take over someones mortgage in spain .

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    Hi ,
    I was wondering if there is a facility for someone like myself looking to get a property in spain , and someone who is looking to sell , or has to sell , or the bank is going to take the property , to take over the mortgage .

    I have been reading that when a bank takes the property of someone they normally take it for 50% although I believe this is going to 60% possible , this leaves the person with possible negative equity , and until the house is sold , mega mega fees etc .

    I cannot afford the 30% deposit and all the fees to buy a 2nd property , but I can afford the mortgage payments .

    So my thinking was I could take over the payments , they would not be sadled with all the debts and eveyone is a winner.

    I am sure this must of been tried before ,


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