Banks not paying their community fees

[Anonymous]

News today that 16pc of late or non-payment of community fees last year in Spain were attributable to the bank repos, which means that banks are big offenders when it comes to not paying their share of the community fees. But of course if you don’t pay the mortgage they come after you.

[Anonymous]

I believe that back debts of community fees only go back two years? Therefore there are two flats in our block which must by now be coming up as repos but the community won’t get the full debt paid off by the banks, but at least half will be paid and going forward the banks in our block are paying each month.

I guess the big problems are when banks own hundreds of properties on a development and the banks actually don’t find it worthwhile paying for swimming pool maintenance or for four lifts when one useable one would suffice.

Administration companies have been making a mint for years, and still must do. We have to pay OTIS 540 euros every three months for a guy to come along for a few minutes and say yep, it works…. we are told we can’t change for another maintenance company who charges less due to this and that but also because the Admin must be getting serious kickbacks from OTIS for all their contracts. Vodafone pay 5000 euros a year for an aerial on the roof, but the amount used to be listed by the Admins as 3500 euros until Vodafone sent a letter to the block which the President opened… opps.

[Anonymous]

In my experience. Banks did not pay the community charges when things were all rosy for them.

[Chopera]

People in our block hsven’t paid for years – they owe thousands. Not sure how you can go after them though.

[Anonymous]

@Chopera: issue them with legal proceedings notice, commence proceedings & embargo their property. If they still dont pay the property can be auctioned.

Will, the community take such action ? They must know by now who are the persistent non payer.

This situation is not fair on the people who honour their obligation as starving the building of funds increases the cost and not to mention the deteriation of the block.

[Chopera]

@shakeel wrote:

@Chopera: issue them with legal proceedings notice, commence proceedings & embargo their property. If they still dont pay the property can be auctioned.

Will, the community take such action ? They must know by now who are the persistent non payer.

This situation is not fair on the people who honour their obligation as starving the building of funds increases the cost and not to mention the deteriation of the block.

I think the community has tried to go after their garage. The problem is that they have a mortgage against their property so taking possession really isn’t an option.

[Anonymous]

They may have a mortgage. This does not stop the community from embargoing their property. Besides the debt this will add legal cost to the existing debt.

[Anonymous]

As Shakeel noted be sure to go after them as any other person.

[Anonymous]

I also thought that community debt was actually pretty high up on the list of importance? ie, they can embargo the property for community debt. It costs though to go through the courts.

[Anonymous]

@itsme: Yes it cost and the cost gets added to the debt towards the community. This will also deter other people knowing that action will be taken.

I appreciate that there maybe people who may be struggling so a payment that they can afford should be accepted until such time their situation improves.

There will clearly be people who cant pay & ones who wont pay.

[Author]

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