Claire : whether honest or dishonest I cannot comment on it. But all I can say that you don’t seam to realise that the market is moving every second and the dealers are covering their back & its customers against the market
If, I make a deal from you at say 14.00,00 and the rate is say 1.45. As I put the phone down and there is a attack on twin towers, Iran etc, etc. the rate will change.
When you buy currencies you either buy spot or future. Yours it seams was a future.