I cant see how the holder of a NIE, gets entitled to a Loan. Surely a loan has to be based on applicant credit rating etc and the banks lending policy & risk assessment.
Why, I cant find banks like the onces used by the Eastern europeans. I am known to my bankfor over 10 years. They would not even give me €5, overdraft to cover unexpected/unplanned bills being received like IBI not set up and the penalty on it.