I chose Bancor Pastor because my spanish lawyer Maria de Castro uses them for both business and personal use,when the cheque from the developer was written out to her, it was deposited in a safe until a week or so later when we had set up our account. I had to make a payment to Maria last week so I sent a letter instructing the bank to do this, it cost me 2 euros, nothing is it. I am sure thay have a bank in Murcia. the telephone number is 02072333043 ask for Maria or Cesar, they are very helpful (london office). I think it is 9 euros a year for a credit/debit card.