I am baffled by your line of reasoning, it is a good sound bite! You are arguing that El Corte Ingles who offers you cheap financing to buy a TV, should be held responsible because you cannot pay..?
No, I am arguing against the people who allowed El Corte Ingles to be able to offer cheap financing to buy a TV. El Corte Ingles was able to
offer cheap financing because EU offered the banks a low rate which then offered El Corte Ingles cheap money which was then able to offer me cheap money. And EU was able to offer cheap money because Germany wanted to have access toi cheap money to produce and sell the BMWs and AUDIs.