@ Logan, I think you are trying to say the Britian is a fairer society. If yes the question comes how do you judge this ??? The fairness if one is looking in terms of money than it is erroding fast. One has to be down & out or close to penny less.
As it happens that most of the non indigenous will find themselves in this position until they find their feet.
“They recklessly allowed people to borrow too much money, therefore morally they have a share in the blame when things went wrong “
Blame yes, yes and as you sugguested should be given a fresh start. When it comes to Morallity. Money & morality are not the perfect bed fellow. The sooner we accept this realistic & cycnical reality we can position/adjust our views as to how we should view the society.