Thank you Gary, I take all that you say on board. I feel we have moved away from face savings. As there is no face to save as all is laid bare infront of the whole world.
The sale of the property would have been a private transcation i.e. not via a agent or another Bank etc. through personal contacts i.e. anchufes.
If the Bank had agreed. I had collected friends and together we would have purchased another 15 to 20 properties as we have a business plan for the properties that is very viable if the volume discount could be haD.