Thanks for your responses so far. I was told before I saw the property on my first meeting that the agent charges the buyer 10k euros (what do you think of the charge, high?) However, I have not signed anything or said ‘Yes, I will pay you that’. I have only been shown 2 properties, one being the banks, and subsequently given some recommendations re mortgage co (subsidiary of agent). It takes me 4 months to earn that amount ! I’m in the wrong job. I have now found the banks property website where the property is listed 20k euros cheaper as well. Forgive my ignorance but what is DNI?