for four years we assumed a BG was in place, it was only when i started reading horror stories, that we checked it out. It was only then, that our lawyer at the time, bothered to inform us that there never had been a BG issued and also that the appartment was 22% smaller than contract. Had we not enquired, the said lawyer would have let us complete with all the breaches of contract and no LFO. At one stage, they and the agents, even advised us to complete and sue afterwards if we wanted. The lawyer later denied advising that, after i said we would be crazy to complete.
Who is the most to blame for no BG ? the lawyer, the agents, the developers? Should we be taking action against all three?