Reply To: House illegally built, buyers given 100% mortgage !!!!

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To the best of my knowledge Mark UK credit rating agencies would not attach a bad debt incurred abroad unless it was owed to a UK bank. There are data protection issues.
There was some talk a while ago about setting up a EU wide credit rating system but I do not think it’s happened yet. France has it’s own system run by The Bank of France. Not sure about Spain but it’s likely just an interbank thing.