That’s a bit harsh Shakeel as it’s a first post. Not everyone has time to scroll through endless forum messages for info.
Basically Ursula Rose, you have a mortgage which changes interest once a year, the 12 Month Euribor rate plus your % rate on top. Your payments will go down in September as the Euribor rate is now lower than September last year.
What % is your mortgage, eg: Euribor + 4%? You can search what the Euribor rate was in July as that is the average rate they’ll use for the Euribor bit.
It won’t be the same as a UK mortgage and why should it as it’s a different country with different rates etc.