if you invest in shares for example, you have to except a loss as well as a gain hopefully?. You wouldn’t expect the fund manager to run of with your money though, before being turned in to shares, and then you be called a fool because you can’t recover your loss!! That old chestnut was peddled out all the time a few years ago, mainly by those who could not, (or more likely would not) tell the difference between right and wrong, before the real truth about the amount of lies and deception came out.
As Suzanne said, the laws are their to protect the vulnerable againt cheats. They need bringing in to action, and fast! When those cheats hold a position of legal trust, such as town halls, lawyers etc, there can be no exuse for betrayal. I also feel that should also be the case for agents and developers.