Reply To: Self Cert Mortgages

#81230
Inez
Participant

If I were you I would check its still out there as all other lenders have withdrawn their self certs – UCI isnt a true self cert in as much as the person who handles our clients mortgages used them a few years ago and they asked for a p60 – which is fine as it proves tax is paid, but then worked the ratio based on that p60 as opposed to what the buyer had stated on the form!

In this current crises I would very much doubt you will find any self certs out there, but good luck

Halifax have dropped their ltv to 60% of valuation or purchase contract price depending on which is the lowest!