Reply To: Self Cert Mortgages


Normally a self cert mortgage in Spain is only sought because the buyer is hiding something (eg income to mortgage cost) so it is right that Banks charge maybe 5% extra for non status mortgages so a to protect their honest account holders.

At the end of the day, self cert morgages are the start and end of the many problems experienced by buyers world wide. If you need a self cert mortgage then maybe the question of “can I really actually afford to buy” should take priority!