OK, so you see a car, buy it funded by a Bank loan. You find out that the car is not as good as you thought, maybe accident damage or just poor build quality.
Do you think that the bank should refund the money?
Write off your debt if you send the kets to them.
It is your debt, pay it. Why should I and many others receive lower interest on money invested, just because many stupid people borrowed when they cannot afford to pay off their debt.
If they can’t pay their debts, stop them borrowing for another 25 years.
Stated before, but, for those who struck lucky and sold for a profit, bet they did not offer an uplift in interest to the Bank, no, just went down the pub to tell all how clever they were.