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“Young people , even on above average earnings would take years and years to save a deposit for a home. Many of these young people are also repaying loans from University days.”
So no different to years gone by then.
It has always taken years to save a deposit, hence in years gone by, even when young people got married, many lived with parents while saving, but now that seems something that would not be considered.
University days, now don’t make me laugh. In place of loans was 2 or 3 part time jobs to survive. Suppose could have taken the easy option and tried for a loan, but there is such a thing as work ethic.
You get what you work for and if you are not prepared to work, don’t expect it.