Hi there stevmk2. Yes there are four, myself, husband (househubby) and 2 teenage children.
Vicky broke her arm a couple of years ago, we found the healthcare excellent, and I am booking in for my mot!
Its the social security system, very expensive but full cover. I think I am entitled to sickness benefit and maternity pay (although there is NO WAY Im going through that again!)
So far so good. The payment will cover all immediate family.