ashtondav, completely agree with you.
One may be labelled a “small fish” but an easier target for the IR to catch.
Went through a similar instance.
Wouldn’t have minded if I had been out to defraud but when I remembered I had overlooked a BS account and told the IR you would have I was the head of a drug ring.
Called in , every account itemised for 2 years. Now it’s worse because IR have legit access not only to all bank accounts but are notified of lots of houses sold in UK.
One would be foolish to assume that they are too busy not to look at forums where any financial business is discussed.
BIG brother is watching and waiting to pounce. Everywhere.