I have spoken with many people who bought off-plan at La Reserva. NONE of them have a BG, but all do have an ILLEGAL CLAUSE in the contract stating that they should pay for one if they want it ❗ ❗ BGs are free, by Law, and developers have been required by Law since 1968 to provide this to the buyer, stating exactly where their money is held in a Protected Account. At the time of buying we were not aware of this and our lawyer did not tell us but allowed this clause in the contract without warning. I would be interested to know why your lawyer now says that a BG would not help in your case. The Courts can fine developers/lawyers very heavily on this illegality alone.