When you purchase a home with a mortgage loan the lender generally prepares the various documents that need to be signed. The property’s seller will sign a deed, typically a warranty deed or grant deed depending on where you live, in the presence of a notary public. The deed states the names of the owners and that they are granting the property to you, the buyer. Once completed, the deed must be recorded with the county clerk. The original document should be sent back to you after this step.
2. It would depend upon contract between parties. And I think no one can charge more then 30%.