Thank-you Mark. By coincidence I was in Caixa this morning as its closer than getting a bus to Barclays. After two years I received a 7 day letter from the collectors of Movistar (Telefonica) for 27.10 euros not correctly due but I decided for such small amount I simply the best course is to just pay and never ever use them again !They told me that I probably would need to pay 48 euros a year with them but all sorted in May. However I ommitted to take my passport so will ask them about this when I pop in tomorrow.