[Anonymous]

I am thinking about applying for a mortgage and opening an account with the above Bank.

Has anyone had any experience of using this Bank , good or bad ?

How do this Banks charges compare to others [ie yearly maintenance of accounts etc.] ?

Any comments appreciated.

Regards

JWHARDING

[Anonymous]

You do not say if you are applying for the mortgage because your developer has a mortgage with them? If this is the case than you dont have much of a choice as any changeover will incur additional cost of say around Euro 35550 -5000.

In respect of current account they are all the same, Go through with a very fine comb inrespect of charges. specailly cheques/non cash transfer into the accout as a % is applied this could become a sizable amount.

With some banks you if you get their credit card and other services you could shave of 0.25% of the intrest rate on your mortgage.

There is a lot of competation and lets face it you will be borrowing 60 to 70% where is the Banks risk.

Negotiate hard.

[Author]

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