This topic contains 1 reply, has 2 voices, and was last updated by  Anonymous 13 years, 3 months ago.

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  • #51712


    I am thinking about applying for a mortgage and opening an account with the above Bank.

    Has anyone had any experience of using this Bank , good or bad ?

    How do this Banks charges compare to others [ie yearly maintenance of accounts etc.] ?

    Any comments appreciated.



  • #61670


    You do not say if you are applying for the mortgage because your developer has a mortgage with them? If this is the case than you dont have much of a choice as any changeover will incur additional cost of say around Euro 35550 -5000.

    In respect of current account they are all the same, Go through with a very fine comb inrespect of charges. specailly cheques/non cash transfer into the accout as a % is applied this could become a sizable amount.

    With some banks you if you get their credit card and other services you could shave of 0.25% of the intrest rate on your mortgage.

    There is a lot of competation and lets face it you will be borrowing 60 to 70% where is the Banks risk.

    Negotiate hard.

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