Applying for a mortgage in Andalucia

Spanish Property Insight Forums Spanish Property Forums Property Questions & Answers Applying for a mortgage in Andalucia

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This topic contains 2 replies, has 3 voices, and was last updated by  Inland Andalucia 1 year, 5 months ago.

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  • #209433

    Tracy
    Participant

    Hi

    we are thinking of applying for a mortgage of approximately 40 per cent of the value of the property. Should we apply directly to a bank or use a mortgage broker. Advice would be really appreciated.

  • #213524

    Mark Stücklin
    Keymaster

    Tracy,

    It sort of depends on your relationship with your bank. I have a good relationship with my bank going back 20 years, and I knew the offer they made me would be hard to beat, so I didn’t shop around. However, if you aren’t sure, then it makes sense to search the market for the best deal, and a good mortgage broker is a real help in doing that.

    You can find both bank and mortgage broker in my services directory here:

    Services Directory

  • #213688

    Inland Andalucia
    Participant

    Hello

    I think with the help of Mortgage broker it will be easy. Banks’ criteria for granting mortgages are getting stricter by the day.

    Inland Andalucia

     

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