Applying for a mortgage in Andalucia

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    • #209433
      Tracy
      Participant

      Hi

      we are thinking of applying for a mortgage of approximately 40 per cent of the value of the property. Should we apply directly to a bank or use a mortgage broker. Advice would be really appreciated.

    • #213524
      Mark Stücklin
      Keymaster

      Tracy,

      It sort of depends on your relationship with your bank. I have a good relationship with my bank going back 20 years, and I knew the offer they made me would be hard to beat, so I didn’t shop around. However, if you aren’t sure, then it makes sense to search the market for the best deal, and a good mortgage broker is a real help in doing that.

      You can find both bank and mortgage broker in my services directory here:
      https://www.spanishpropertyinsight.com/services/

    • #213688
      Inland Andalucia
      Participant

      Hello

      I think with the help of Mortgage broker it will be easy. Banks’ criteria for granting mortgages are getting stricter by the day.

      Inland Andalucia

       

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