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Hi
we are thinking of applying for a mortgage of approximately 40 per cent of the value of the property. Should we apply directly to a bank or use a mortgage broker. Advice would be really appreciated.
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Tracy,
It sort of depends on your relationship with your bank. I have a good relationship with my bank going back 20 years, and I knew the offer they made me would be hard to beat, so I didn’t shop around. However, if you aren’t sure, then it makes sense to search the market for the best deal, and a good mortgage broker is a real help in doing that.
You can find both bank and mortgage broker in my services directory here:
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Hello
I think with the help of Mortgage broker it will be easy. Banks’ criteria for granting mortgages are getting stricter by the day.
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