Resources for people buying property in Spain
Resources, tools, and advice for people looking to buy a home in Spain, or invest in Spanish real estate.
Looking to buy property in Spain?
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Property Search – Pick Your Agent
The best way to find a property in Spain is to choose one good agent or buying agent, give them a clear brief, and get them to search the market for you. This motivates your chosen agent to work hard for you, and saves you time and frustration browsing the internet looking at hundreds of properties, many of them duplications or out-of-date / already sold, not to mention properties that will never sell given their price, location, and features. All agents collaborate, and have access to the same properties, so you don’t limit your choice of properties by working exclusively with one good estate agent or buying agent (the latter charge you a fee, but can save you lots of time and money). When agents know you are dealing with others they get demotivated, or might try to push you into a sale before the competition does. And dealing with several agents takes up more of your time, for no extra benefit, so I recommend you choose one agent and let them do all the work for you. If you want me to help you find a good agent based on my years of experience, feedback, and large network all around Spain fill in the following form and I’ll get back to you with my recommendations.
Foreign currency exchange (FOREX)
Save a fortune on foreign currency. Buy and sell currencies at the best rate with low commissions and transfer costs. SPI are affiliated with the specialist foreign currency broker TorFX, who can help you save money on foreign currency when buying or selling Spanish property. TorFX is a provider of foreign exchange services, offering competitive currency exchange rates for international money transfers and an unrivalled personal service to private individuals and companies with a foreign currency exchange requirement. Click here or the image right to get a free, no-obligation quote, or talk to an expert about your needs.
Applying for a mortgage in Spain
If you want to apply for a mortgage in Spain, or get an idea of how much you can borrow, the first step is to gather the information you need for pre-qualification, which all lenders will want to see. SPI can help you gather all the information you need to apply for pre-qualification, and send it to our preferred lender – a leading Spanish bank specialising in foreign clients. See applying for a mortgage in Spain.
Independent English-speaking lawyers in Spain
A directory of English-speaking lawyers who can help you with all your legal issues in Spain. They work just for you and are independent of estate agents and developers. See the list of English-speaking lawyers in Spain page.
Buying agents work exclusively for buyers and can save you money and problems when buying a home in Spain. See the Spanish property buying agents page.
English-speaking surveyors in Spain
Chartered surveyors can help you with a building survey and many other services to help you make an informed decision when buying or selling property in Spain. Visit the Chartered surveyors (RICS) in Spain website.
Home insurance in Spain
There are many English-speaking insurance brokers in Spain, but our British readers might be most comfortable with a UK-based insurance broker like Intasure, with whom we affiliate. Visit the Intasure website for more information.
Due diligence for property buyers
Spain’s leading appraisal company Tinsa offers fast, efficient, and cost-effective due diligence reports on homes in Spain. Don’t buy a home in Spain without one. Find out more.
Architects in Spain
Find an English-speaking architect in Spain. Visit the architects in Spain page.
Spanish Property Register
The Property Registrars of Spain (Registradores de España) website offers various services, including the ability to download simple land registry filings (nota simple). Visit the Registradores website (in English).
The Spanish Cadastre online
The official Spanish Cadastre (Catastro) website, where you can search the database for information on specific properties (you have to register and pay for many of the services offered). Visit the Cadastre online (in some browsers you may see a warning page advising you the site might not be safe to visit, but you can ignore that as the site is safe).
Ley de Costas – Coastal law boundary check
The Spanish Ley de Costas / Coastal Law means that the coastline is public land, and many waterfront properties are affected by this. To consult the exact boundary between public and private land on the coast, visit the official DPMT (boundary) website.