HolaBank’s housing guide for house-hunters in Spain

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CaixaBank is a member of the Deposit Guarantee Fund for Credit Institutions as stipulated in Royal Decree 16/2011 of 14 October. Guaranteed amount of up to €100,000 is guaranteed per deposit holder at each credit institution.
This number shows the product risk, where 1/6 indicates the lowest risk and 6/6 the highest risk.

HolaBank is with you throughout your house hunting process in Spain.

Buying a home in another country is not an easy process. You are sure to have plenty of questions, and you might not know where to start.

Having someone who understands your situation and speaks your language is essential. That’s why we would like to introduce you to HolaBank.

HolaBank is part of CaixaBank and is a Spanish bank specialised in international clients, expatriates and owners of second homes in Spain, which supports, accompanies and offers exclusive products adapted to their needs.

With the intention of making the buying process more bearable, HolaBank has created this Housing Guide. A high-value solution that includes advice and services that will help you in every stage of buying a home in Spain. From the house hunting, visit, feasibility study, guidance on financing and other issues that revolve around the purchase process.

For example, when you are visiting different properties, this Guide will offer you tips to go over all the important aspects; such as a list of questions to ask the seller, a checklist to review all the essential points of the property and a template to help you compare the different properties you are viewing. In addition to a glossary of terms and annexes. This way you will not miss anything.

And once you have found the property you like, you will be guided on what to do next. From requesting the nota simple (extract) from the Land Registry to finding out if there is an energy certificate.

You will obviously receive all the financial advice1 you need, and if you decide to continue with the process, you will be able to do so easily and conveniently.

HolaBank accompanies you from the beginning to the end of the process with multilingual managers specialised in more than 22 languages2, to give you the best possible service.

Your account also offers benefits from the HolaBank Club sales, with services3 as useful as the processing of the NIE (Spanish tax identification number) required to make any purchase or sale, or setting up your direct debit payments free of charge, which will make your stay in Spain easier.

For more information on how to find your home in Spain quickly, conveniently and in your own language, you can visit any of our HolaBank branches in Spain or see the HolaBank website.

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  1. Approval of the transaction is subject to a review of the applicant’s solvency and repayment capacity, in accordance with the bank’s risk policies.
  2. Available for the following countries: United Kingdom, Germany, Sweden, Belgium, the Netherlands, Italy, France, Ireland, Austria, Switzerland, Norway, Luxembourg, Portugal, Finland and Denmark. If you are from any other country, you can also apply and HolaBank will contact you.
  3. Services managed by Multiasistencia, S. A. 1. Services managed by Multiasistencia, S. A.

IRN:  5161-2022/09681

* This article has been written by a third party not owned or controlled by Spanish Property Insight (SPI).
SPI disclaims any responsibility or liability related to your access to or use of any third party content.