Category Archives: Mortgages & Euribor

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Spanish mortgage refund claims

Suspect you might have been overcharged for your mortgage in Spain? Get the ball rolling here to find out. You might be entitled to a…

supreme court ruling on bank guarantees means potential payout for buyers of spanish boom property
Banks now also on the hook for mortgage setup costs

A recent ruling by the Spanish Supreme Court (Tribunal Supremo or TC) means that banks can be obliged to repay some or all of the…

Illegal or abusive mortgage interest-rate floor-clauses, and how to claim a refund if you have been overcharged

Some Spanish mortgage lenders have been overcharging borrowers using illegal ‘floor’ clauses that limit the minimum interest rate they can charge. Borrowers with mortgages in…

Borrowers start winning total refunds for floor clause interest overcharge

Within hours of the European Court of Justice (ECJ) ruling that abusive floor clauses could be reclaimed without any time limit, Spanish judges started implementing…

spanish mortgage interest rates euribor december 2016
MORTGAGE NEWS: Interest rates end 2016 with record low

Eurozone interest rates ended 2016 on a record low, having been negative for 11 out of 12 months last year.

European Court of Justice Slams Floor Clauses

Regular legal-contributor Raymundo Larraín Nesbitt gives us his thoughts on the recent ruling by the European Court of Justice that makes claims against Spanish mortgage…

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