“And it’s hardly the young who have caused the current crisis”
Can’t agree here. It is the young who want, but many are not prepared to work that bit harder to save, accumalate funds, wait a while doing so, but take the easy option and borrow to the hilt. Therefore, many, many first time buyers and as demand increases, so do prices.
“I’m just rather protective of people who are encouraged to jump on a bandwagon”
Haven’t they a brain to think for themselves?