Bob – I can answer that one for you – just in case Claire is busy watering the roses in her garden with radio 4 playing in the background!
Claire, like many of us, still has court cases pending, we’re still learning all the time from other contributors on this forum – plus we like to offer info. to others who find themselves in the same position we were in with the experience/knowledge we’ve gained over the last few years. Every little bit of info. helps. 😉