Many buyers are asking for full purchase price. Basically the banks lend by working out the value based on euros per square metre interior, terraces garage etc. Once this figure is worked out then most non residents will be offered either 70 or 80% of that (depends on the bank used).
As actual purchase prices are dropping BELOW the banks figure, in some cases full 100% finance can be obtained.
However the banks are closing down on this now so it is becoming ahrder to acheive – it was a good window of opportunity whilst it lasted!
Hope that explains things