I can never understand the attraction of off-plan, if you can manage to pay a 30% deposit surely you can afford a mortgage, why not buy something you can see and have the advantage of living/renting it right away. Average wait for new build seems about 2 years, thats 2 years when people could be enjoying their new investment, 2 years of your dream on hold. Of course the off-plan is worth more when you complete (well it used to be!) but so is a resale, its not only new build that increases. No problems with services/phone lines a quick call transfers everything…and you can test the plumbing/heating works before the money is handed over.