Purchasing a Car

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This topic contains 14 replies, has 4 voices, and was last updated by Profile photo of Anonymous Anonymous 7 years, 10 months ago.

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  • #54654
    Profile photo of Anonymous
    Anonymous
    Participant

    Hi all,

    I’m hoping to shortly purchase a Spanish Reg. car, in Spain, and have a few questions.

    Q1 – In terms of documentation I need as proof and to enable transfer, I have a list of ….

    – Original Registration Document (Permiso de Circulacion) signed on the back by the Owner, and showing their name and address as Owner of the vehicle.
    – Original Technical Spec (Ficha Tecnica) showing all necessary non-standard additions and stamped to show a valid current ITV.
    – Vehicle to display a current ITV sticker.
    – Original Road Tax Certificate (Impuesto Vehiculos) + 1 photocopy, showing up to date road tax
    – 3 photocopies of the Owners NIE & Passport
    – Ability to view the original Passport of the Owner, to verify identity.
    – Ability to view original Proof of Address in Spain of the Owner
    – 1 photocopy of Proof of Address in Spain (e.g. recent Utility/Phone Bill, Padron Certificate etc. etc.)
    – The relevant Trafico transfer forms (Transferencia), completed where relevant and signed by the Owner

    Can anybody think of anything else?

    Q2 – Can I take the documentation above, down to the Trafico office where ever it is (Fuengirola) and get everything sorted in a day and then legally drive the car with insurance as soon as I step out of Trafico, or is there a lead time?

    Q3 – I’m led to believe that the Seller also has to inform Trafico on a separate form. If this is so, when at Trafico to sort out my documentation, can I also submit the Sellers Trafico form. Sorry if this is confusing but I’m a little unclear as to this part of the process?

    Q4 – What information will the insurance company require to give me insurance?

    Q5 – Do I have to do all this in the province I bought the car, or can I drive up to Asturias and sort it out in my home province?

    Q6 – If I decided to use a gestor, what’s an approximate cost of the gestor?

    Q7 – No doubt I’ll be charged to transfer the car, what are the charges and how are they worked out?

    Q8 – Are these the transfer forms and what’s the difference between the two? I’ve listed the forms and instructions.

    Form a) Instructions
    htttp://www.dgt.es/was6/portal/contenidos/documentos/oficina_virtual/vehiculos/cambio_titularidad/Transferencia2.pdf

    Form a)
    http://www.dgt.es/was6/portal/contenidos/documentos/oficina_virtual/vehiculos/cambio_titularidad/9.050-Castellano.pdf

    Form b) Instructions
    http://www.dgt.es/was6/portal/contenidos/documentos/oficina_virtual/vehiculos/cambio_titularidad/transveh.pdf

    Form b)
    http://www.dgt.es/was6/portal/contenidos/documentos/oficina_virtual/vehiculos/cambio_titularidad/9.07A-Castellano.pdf

    Many thanks in advance, as I feel rather in the dark at this moment.

    P.S. for anyone interested in the future, I got these forms from the goverments Jefatura Virtual at ->
    http://www.dgt.es/portal/es/oficina_virtual/vehiculos

  • #89497
    Profile photo of Anonymous
    Anonymous
    Participant

    Can you not get the seller to go with you to traffico with all the docs etc..I thought that was the normal here!!

    Re insurance, it is much more expensive than in the UK I think…as they basically are really surprised by anyone having any no claims bonus!! They usually require the number of the previous policy for the car and someone I know had to provide that for the insurance the old owners had which seems pretty stupid to me as if you buy a car off a bad driver…You can carry over no claims from the UK, you need your no claims cert from the UK and then to fill in a load of paperwork…we found arpem.com a good website for comparing insurance companies on price vs quality of service and it gave better quotes than carrefour and especially than lineadirecta!!

    Good luck…

  • #89297
    Profile photo of Anonymous
    Anonymous
    Participant

    Can you not get the seller to go with you to traffico with all the docs etc..I thought that was the normal here!!

    Re insurance, it is much more expensive than in the UK I think…as they basically are really surprised by anyone having any no claims bonus!! They usually require the number of the previous policy for the car and someone I know had to provide that for the insurance the old owners had which seems pretty stupid to me as if you buy a car off a bad driver…You can carry over no claims from the UK, you need your no claims cert from the UK and then to fill in a load of paperwork…we found arpem.com a good website for comparing insurance companies on price vs quality of service and it gave better quotes than carrefour and especially than lineadirecta!!

    Good luck…

  • #89504
    Profile photo of Anonymous
    Anonymous
    Participant

    Hi Heather,

    Yep probably sounds the best bet – i.e. going along to traffico together.

    I’ll have a peer at the arpem.com site and see what they come up with.

    Do they need a notarised/translated copy of the no claims cert?

    Regards,

    Mike

  • #89304
    Profile photo of Anonymous
    Anonymous
    Participant

    Hi Heather,

    Yep probably sounds the best bet – i.e. going along to traffico together.

    I’ll have a peer at the arpem.com site and see what they come up with.

    Do they need a notarised/translated copy of the no claims cert?

    Regards,

    Mike

  • #89507
    Profile photo of Anonymous
    Anonymous
    Participant

    Try Linea Directa, they accepted my UK no claim bonus fully, even though I was insuring a high risk and it my first time insurance in Spain. I have since moved to “Zurigo”, due to poor service & increase premiums. I am not sure if the later will provide no claims discount earned outside UK. .

    “Zurigo” worked with “Halifax Hispania” so it worth a try. Good luck happy motoring.

  • #89307
    Profile photo of Anonymous
    Anonymous
    Participant

    Try Linea Directa, they accepted my UK no claim bonus fully, even though I was insuring a high risk and it my first time insurance in Spain. I have since moved to “Zurigo”, due to poor service & increase premiums. I am not sure if the later will provide no claims discount earned outside UK. .

    “Zurigo” worked with “Halifax Hispania” so it worth a try. Good luck happy motoring.

  • #89513
    Profile photo of Anonymous
    Anonymous
    Participant

    Hi Mike,

    No, they just need a copy of the no claims bonus, I just faxed it to them bu them had to fill in a form saying who my car had been insured with for the last 5 years..but was told just to write that I would not remember the name of the company!!!

    Linea directa were about 200€ more than the quotes I got from ARPEM, gave me loads of quotes without a problem. The problem was only when I started to get the individual quotes from the best insurer…the only advantage i know of LD is you can talk to them in English as you find the online quotes won’t like the fact your old insurance is from outside of Spain and you will end up ringing them anyway! But I managed it with no probs in Spanish, its not that hard!!!

  • #89313
    Profile photo of Anonymous
    Anonymous
    Participant

    Hi Mike,

    No, they just need a copy of the no claims bonus, I just faxed it to them bu them had to fill in a form saying who my car had been insured with for the last 5 years..but was told just to write that I would not remember the name of the company!!!

    Linea directa were about 200€ more than the quotes I got from ARPEM, gave me loads of quotes without a problem. The problem was only when I started to get the individual quotes from the best insurer…the only advantage i know of LD is you can talk to them in English as you find the online quotes won’t like the fact your old insurance is from outside of Spain and you will end up ringing them anyway! But I managed it with no probs in Spanish, its not that hard!!!

  • #89612
    Profile photo of Anonymous
    Anonymous
    Participant

    Hi Heather,

    Requested my no claims cert and just about to start shoping for the insurance.

    In terms of change of wonership of the vehicle, it’s ended up as a ‘it’s who you know not what you know’ situation.

    An good friend has a friend that owns a garage, and even though this is a private sale, they’re doing all the transfer stuff for me, and bar the taxes, they’ll just charge me the courier costs to send the final paperwork to me in the UK.

    I’m preparing myself for the shock of Spanish Insurance prices …. initial look, shows they’re quite high compared to the UK.

  • #89412
    Profile photo of Anonymous
    Anonymous
    Participant

    Hi Heather,

    Requested my no claims cert and just about to start shoping for the insurance.

    In terms of change of wonership of the vehicle, it’s ended up as a ‘it’s who you know not what you know’ situation.

    An good friend has a friend that owns a garage, and even though this is a private sale, they’re doing all the transfer stuff for me, and bar the taxes, they’ll just charge me the courier costs to send the final paperwork to me in the UK.

    I’m preparing myself for the shock of Spanish Insurance prices …. initial look, shows they’re quite high compared to the UK.

  • #89615
    Profile photo of katy
    katy
    Spectator

    About 50% more on average!

  • #89417
    Profile photo of katy
    katy
    Spectator

    About 50% more on average!

  • #89619
    Profile photo of Anonymous
    Anonymous
    Participant

    “siniestralidad” is the magic word…try telling them you have a “certificado de siniestralidad”…bonificación por falta de….or descuenta por…

    Probably better to get the cheapest quote and then ring them and ask them to give you a better price as you have a no claims bonus…

    yes more expensive but tax and ITV much cheaper here…

    Good luck…

  • #89424
    Profile photo of Anonymous
    Anonymous
    Participant

    “siniestralidad” is the magic word…try telling them you have a “certificado de siniestralidad”…bonificación por falta de….or descuenta por…

    Probably better to get the cheapest quote and then ring them and ask them to give you a better price as you have a no claims bonus…

    yes more expensive but tax and ITV much cheaper here…

    Good luck…

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