Buying in Spain

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This topic contains 5 replies, has 3 voices, and was last updated by Profile photo of Anonymous Anonymous 10 years ago.

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  • #52442
    Profile photo of Anonymous
    Anonymous
    Participant

    Can anyone enlighten me as to whether you need to produce Bank Statement at any stage of the buying process in Spain?

    When I bought my UK house, I had to produce 3 years of Bank Statements for some reason before I could get a mortgage and getting old copies from the Bank proved to be very expensive at £3.00 per sheet!.
    I have an online bank account now so it’s easier but they do start to delete them after 10 months or so.
    If I do need to provide Bank Statements at some time in the future it would be handy to know now, just in case.
    Thanks.
    stevmk2

  • #67343
    Profile photo of Anonymous
    Anonymous
    Participant

    You may need copies of bank statements and tax declarations only if you intend buying with a mortgage.

  • #67350
    Profile photo of Anonymous
    Anonymous
    Participant

    hi, i have just got a mortgage with cajamar bank and did not need bank statements just tax return.

    cheers

    cliff

  • #67364
    Profile photo of Anonymous
    Anonymous
    Participant

    Thanks for the replies.
    I don’t intend to get a mortgage as I’ll be a cash buyer so that’s OK then.

    Would I need bank statements for anything to do with moving to Spain?
    I appreciate that debts are attached to property rather than the person in Spain but do you need anything to prove that you haven’t legged-it from the UK owing thousands!?
    I’ve got no Tax Returns to worry about (as far as I know) so once we sell-up and come over to Spain we’ll be homeless until we find something and our pension income will be in the UK banks until we are sorted. We may decide to get a Spanish Bank account in the UK like SOL but it’s a way off yet.
    Thanks again to Rawlins and ck1.
    stevmk2

  • #67367
    Profile photo of Anonymous
    Anonymous
    Participant

    Then I can’t think of why anyone would want a bank statement.

  • #67371
    Profile photo of Anonymous
    Anonymous
    Participant

    wheee heee, are you legging it owing thousands then?????

    where are you in mk and where are you going in spain ( if you dont mind me asking…)

    cliff

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