Anyone got a mortgage with the Halifax Hispania

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    Profile photo of marios
    marios
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    Was wondering if there yearly interest rate reviews are always at the same time,my payment changes in April but I have noticed that the Interest rate applied is worked out (Euribor)using the January Interest figure for me of 2.622,this does not appear right to me why are they not using the March figure of 1.909 to calculate my payments which would in fact make them lower,are they fiddling me.

    May be better to use this link to see the Interest figures better

    http://www.irph.es/

    2008-2009 IRPH Bancos IRPH Cajas IRPH Entidades CECA Euribor
    Diferencia IRPH-Euribor

    Octubre 6,159 6,331 6,253 7,000 5,248 1.005
    Noviembre 6,166 6,341 6,258 7,000 4,350 1.908
    Diciembre 5,635 6,084 5,891 6,625 3,452 2.439
    Enero 4,684 5,203 4,983 6,125 2,622 2.361
    Febrero 4,120 4,492 4,324 5,625 2,135 2,189
    Marzo 3,581 3,997 3,821 5,125 1,909 1.912
    Abril 3,355 3,743 3,573 5,000 1,771 1.802
    Mayo 3,154 3,616 3,411 4,875 1,644 1.767
    Junio 3,010 3,496 3,294 4,750 1,610 1,684
    Julio 2,945 3,375 3,187 4,875 1,412 1,775
    Agosto 2,811 3,290 3,084 4,875 1,334 1,750
    Septiembre 2,632 3,260 2,990 4,875 1,261 1,729
    Octubre 2,554 3,182 2,921 5,000 1,243 1,678

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